10 Ways To Stop Wasting Money Without Making Drastic Changes
No one likes to overpay for things, no matter how much money you have. It probably drives you crazy.
But the problem is, sometimes we have no idea that a better deal exists. Here are 10 quick ways to check and see if you’re overpaying and easy switches that could be made.
They take such little time, they could be done right now.
1. Ask This Company For Up To $50,000
Have credit card debt to pay off? Want to make some home improvements? Have anything else you can use some cash for?
Ask the LendingTree website for a personal loan of up to $50,000 now. One of the most popular things to do with a personal loan is pay off credit card debt, although you can use a personal loan for virtually anything.
Sky high interest rates are ridiculous and shameful to pay. Personal loans usually have a much lower interest rate than credit cards. You can have the money in as little as 24 hours.
You can use a personal loan for lots of reasons, like for medical bills, home improvements, and much more. See your rates right now here, it takes less than 2 minutes.
2. Diversify Your Retirement Investments with Gold & Real Estate No Matter Your Income Level
Not planning for the future could literally be asking to fail. And nowadays there’s no excuse not to plan ahead with the internet making it easier than ever.
Gold and real estate are some of the best ways to diversify a portfolio, but so many people are missing out because traditional retirements accounts only let someone invest in stocks and bond. Also people make the mistake of thinking they need huge sums of money to invest in these assets. With a self directed Equity Trust IRA (IRA stands for Individual retirement account) anyone can now set up a retirement account that allows them to invest in gold, real estate, and more.
Equity Trust has been in business for more than 45 years, and has over $39 billion in retirement assets under custody and administration. They have over 400 client-focused associates that are there to provide dedicated, personalized service whenever someone needs it.
Simply start by requesting your free self-directed IRA success kit from Equity Trust, it contains useful information. Then (or whenever you’re ready), set up a free no obligation phone call with one of the Equity Trust associates that can help you set up your Equity Trust IRA account if you choose to do so.
3. Find Out how Big You Might Save on Your Homeowners or Renters Insurance Bill In Under 2 Minutes
When was the last time you checked your homeowners or renters insurance rate? Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. It could literally save your hundreds, or thousands per year by simply checking online now.
It takes less than 2 minutes with this company right here, you could be saving big money. This company is an insurance giant and they’ve got lots of ways to help you save, like customizing your insurance or bundling. It’s totally worth getting your free no obligation quote.
You could save even further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.
Do yourself a favor because it’s so easy to check, get a quote right now.
4. Get A Top Financial Advisor To Help You Reach Your Money Goals (This Is Not Just For Wealthy People)
There is no better time to plan for your financial and retirement future than today.
And a professional money manager/advisor could do wonders for your financial and retirement future. Getting a second opinion from a pro certainly can’t hurt. A financial advisor could help you create long-term strategies for building wealth and managing risk. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.
If you have a portfolio value of over $50,000 (it could be a combination of cash, stocks, bonds or other assets), there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, the website called WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.
The process only takes about a minute, and you’ll be offered a free consultation. WiserAdvisor is an independent matching service that helps individuals find the best financial advisor for their unique needs. They have successfully helped over 100,000+ individuals like you find their ideal financial advisor since 1998.
The best advisors will work with you, as a partner, to make a game plan that puts you on track to achieve your financial goals and retirement dreams.
This has the potential to be hugely beneficial: Take a minute to fill out the short questionnaire now. Find out what advisors you’ll be matched with.
5.Try This Instead Of Using High Interest Credit Cards Or Loans (Only Available To Homeowners)
If you want cash to do something like pay off debt, make a home improvement or borrow up to $500,000 for something else, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.
Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.
6. Think About Investing Your Money For The Future, There’s An Asset that Has Outperformed Stocks
When you think about investing you probably think about stocks and real estate. You might think that investing in fine art by the likes of Banksy and Andy Warhol is only an option for the ultra-rich. But not anymore.
Masterworks is an investment platform designed specifically for investing in contemporary artwork.
Why? Because, like a fine wine, a piece of fine art can get better — and more valuable — with time.
Investors were able to collect a 15.4% net return after just 36 days, a triple-digit (325%) return on an annualized basis. And while it’s not common for Masterworks to exit so fast, investors have recently secured 14%, 27%, and even 35% annualized returns from other offerings. Get priority access to their new offerings, skip the waitlist and sign up with Masterworks today.
Masterworks is one of the first art investment platforms, and it’s available by invite only. It lets you bypass the hard parts of art collecting, so you can just enjoy the potential rewards.
Here’s how it works:
- The Masterworks research team watches the art markets to discover which types of works are going up in value.
- Then it sends out an acquisition team to snatch up a piece and offers shares to member investors.
- You select shares to buy (with no minimum investment), and Masterworks uses its proprietary data to help you tailor your portfolio based on your financial goals.
- You can earn money by selling your shares to other Masterworks users, or hold onto them and earn your share of the proceeds when Masterworks sells the piece.
7. Cut Your Auto Insurance Bill In Under 2 Minutes
When was the last time you checked your auto insurance rate? Insurance companies love when you’re lazy. You could be saving money! For many people, there are cheaper rates floating around but they just don’t know where to look. It could literally save your hundreds, or thousands per year by simply checking online now in 2 minutes.
With this company right here, you could be saving big money. It takes less than 2 minutes to check. This company is an insurance giant and they’ve got lots of ways to help you save, like customizing your insurance or bundling.
You could save even further with an online purchase discount and get rewarded for things like good driving behavior. There’s also a possible paperless policy discount and a pay-in-full discount.
Do yourself a favor because it’s crazy not to at least check since there’s no obligation get a quote right now.
8. Help Protect Your Family By Leaving Them With Money, Get Up To $8,000,000 In Life Insurance Coverage (This Is A No Brainer, And Will Give You Peace Of Mind)
We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.
The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.
Life insurance is made fast, easy, and affordable with the website Ladder, a company that lets you apply online in minutes without leaving your couch (no medical exams for coverage up to $3,000,000) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $8,000,000.
You’ll simply answer a few health questions as part of the online application. Ladder has helped protect over 100,000 families and has provided over $65 billion in coverage.
Coverage is affordable through Ladder, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.
Get your free quote from Ladder today and help ensure your family’s financial future is secure.
9. Make Up To $400 a Month Renting Any Extra Space In Your Home
A company called Neighbor is the Airbnb of storage space. If you have unused space in your garage, basement, bedroom, or literally anywhere you can list on on Neighbor and earn cash.
All you have to do is sign up for free to Neighbor and list your unused space, you’ll be able to review renter requests (including what they want to store and when) and approve them. Then schedule a move-in time with your new renter. That’s it!
Neighbor even gives you a free $1,000,000 in host liability protection.
Sign up now, list your space, and start earning extra cash.
10. Stop Paying For Slow Or Expensive Internet Service
You might have slow or expensive home internet service, and you might think you need to keep it that way.
But you can get the internet speed you want on the 100% fiber optic network, and the price you want. Verizon Fios Home Internet plans start at just $25 a month.
There are no annual contracts, and Verizon will give you up to $500 to help you switch.
If you choose the Verizon Fios 1 Gig plan for $64.99 a month you get a free gift as well. You can choose between an Apple Homepod valued at $299.99 or a $200 Verizon gift card.
You can check if service is available at your location online now, purchase the plan you want from Verizon and set up an installation date (if needed), all online now before this deal ends. Get the speed and the price you want.