9 Retirement Moves You Don't Need To Wait To Make
If you’re over the age of 55, this is for you. The faster you act, the better you’ll likely feel.
These moves are designed to live good now, and set up a better future at the same time.
1. Ask This Company to Get a Big Chunk of Your Debt Forgiven
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months. It takes less than a minute to sign up and see how much debt you could get rid of.
2. Cancel Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Provide shows you all your options at once — people who do this save up to $1,050 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.
It takes just five minutes to compare your options with Provide and see how much you could save on car insurance.
3. Use Your Home Equity To Access Up To $250,000 For Anything You Need (At A Low Interest Rate)
If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a potentially lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.
Check your rates now right with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.
LendingTree is a leader in this space.
Find out how much cash you might be able to get from LendingTree now by clicking right here!
4. Business Owners: Secure Fast Funding (Up To $5,000,000) to Fuel Your Next Move
Cash flow is the #1 barrier holding small businesses back — and most owners wait too long to get the capital they need. Whether you’re expanding, hiring, or covering slow-season gaps, access to funding can be the difference between stagnation and growth. The smart move is getting approved before you need it.
Now you can check how much funding you can get from up to 20 different funding options in 2 minutes. Saving you time and stress. It’s rated 4.5 out of 5 stars on Trustpilot, which is excellent.
It’s free and there’s no impact to your credit to check. Over 85,000 companies have secured more than $2.5 billion from Fundera by Nerdwallet (a billion dollar trusted company).
It can make all the difference. Check now.
This works best for companies that have been in business at least 1 year and have at least $5,000 a month in sales. To get started choose how much funding you want (don’t worry you can change it later).
5. Protect Your Family, Get A Life Insurance Policy With $100k+ of Coverage
Who would take care of your family if something happened?
The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate in your 50s as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.
Life insurance is made fast, easy, and entirely online with the top online life insurance provider Fabric by Gerber Life, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get $100k or more in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.
With Fabric, you’ll simply answer a few health questions as part of the online application. Fabric helps make protecting your family’s financial future a little easier, partnered with the brand trusted by millions of families like yours for over 50 years.
Coverage is affordable through Fabric, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 2 minutes right now.
Get your free quote from Fabric today and help ensure your family’s financial future is secure.
6. Take The Retirement Quiz Featured In Forbes, That Will Match You With A Top Advisor (Not Just For The Super Rich)
This retirement quiz from SmartAsset is so good at matching you with a top advisor that it has been featured in Forbes, The New York Times, and The Wall Street Journal.
If you have a portfolio worth more than $50,000 (it could be cash, stocks, bonds, or other assets), it’ll match you with up to 3 financial advisors, and for a limited time get a free, no-obligation consultation. You can start the 3 minute quiz right here or keep reading.
Managing your money or a portfolio comes with real responsibility—and real opportunity. From optimizing your tax strategy to balancing growth and income needs, a professional advisor can help you make informed decisions that support your goals. The SmartAsset quiz takes just a few minutes and asks a few key questions about your financial situation, timeline, and preferences. Based on your answers, it matches you with advisors who are well-suited to guide your retirement planning.
There’s no cost to get matched or take the quiz, and the consultation is completely free. This is your chance to take your financial future to the next level. Click right here and take the free quiz to get matched with up to 3 fiduciary financial advisors today.
7. Invest In Gold (up over 82% over the past five years)
For a long time, the wealthy have been aware that gold is one of the top ways to safeguard against economic uncertainty and inflation. Given the present economy, investing in gold is a straightforward way to diversify your portfolio. This can help safeguard your 401k and/or IRA.
If you have at least $10k in a bank account balance or in an existing retirement account, then a gold IRA could be a great way to diversify. A gold IRA (investment retirement account) could help you take advantage of investing in gold with big tax benefits, and it’s easier to set up than you might think.
A company named Goldco is providing an exclusive Info Kit that provides you with clear instructions on how to invest in gold promptly and with ease (it’s no more complicated than buying stocks). Don’t procrastinate any further, secure your finances against an unstable economy by investing in gold today. Many financial experts believe gold will continue to go higher in price.
Some companies in the gold business are shady and won’t hesitate to sell you gold and silver at vastly inflated prices. Goldco, on the other hand is a leader in the precious metals industry, and has promoted education for years. They are well known for their expertise in self-directed precious IRAs. Goldco has a A+ rating from the Better Business Bureau, and AAA rating from the Business Consumer Alliance.
Exclusive: Goldco is offering our readers an exclusive Gold Kit through this link right here. This offer is only available to our readers, so act now while while the offer is still good as gold!
8. Get Paid $225/Month To Test Apps And Games
If we told you that you could get paid while testing apps or games, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with Freecash, you could add up to $225 a month to your pocket. They’ll send you apps and games every day, which you can test out on your free time.
No, Freecash won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, Freecash pays you in cash — no points or gift cards. It’s already paid its users more than $50 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
9. Stop Paying For Car Repairs, Save Time, Stress, & Money
No one likes the cost, time, or stress spent on car repairs. That’s why getting an extended warranty is smart and cheap.
American Dream Auto Protect is one of today’s most trusted names in vehicle protection, giving drivers an affordable way to avoid costly repair bills after their factory warranty expires. With thousands of positive reviews and a proven track record, they offer peace of mind to anyone who wants reliable coverage without the dealership price tag.
Their plans range from essential powertrain protection to fully comprehensive coverage that includes major mechanical and electrical systems. Whether a driver wants basic security or maximum protection, American Dream Auto Protect delivers flexible options that fit almost any budget.
What sets them apart is how simple they make the process. In just a few minutes, customers can submit their vehicle details, compare plans, and secure meaningful protection—often with promotional savings like $350 off. It’s quick, transparent, and built to help drivers stay on the road with confidence.
If youre looking for dependable extended auto coverage backed by strong reviews and real customer satisfaction, American Dream Auto Protect is a standout choice worth considering.
Get your free quote right here in 2 minutes.
Join The Social Platform Creating A Movement (Now Open To The Next 10,00 Sign Ups)
If you want to be part of a mission that could have a huge impact on the world, keep reading.
If you’re like most people, you’ve realized society is breaking down and social media is a big reason. Whether you’re left or right, all people seem to do is fight. And a lot of it is just fake bots causing chaos, along with algorithm games.
We need a better social platform, and VOICED was created for this moment. Thousands of people have now joined the newly launched VOICED social media platform, and it’s now accepting the next 10,000 people that want to join.
VOICED is built for all the people, built to cut out bots, algorithm games, and to be authentic. Every VOICED account confirms their phone and email, and has small one-time activation fee. You can activate your account now for just $1.00 (that’s 80% off as a launch promo special). This is a one-time fee, and the price will go up, so take advantage of it being almost free right now.
The activation process means less bots and spam, less distorted engagement. More real content. More real users. And that makes it the best place for you to share your authentic views and opinions with other real humans.
The smart thing to do is to start posting content on VOICED now while it’s early and can be much easier to grow an audience for yourself. On the large social platforms today it’s much harder and costs a lot of money to run ads. Here’s your chance to be early.
If you want to help make a big impact here’s how you can do so:
- Get in early and be part of a growing community. Give it a try for yourself. Download VOICED right here.