8 Online Shopping Hacks People Mistakenly Don't Take Advantage Of (That You Wouldn't Have Thought Of)

We spend a heck of a lot of time online, and every company is trying to sell us something all the time.

So how do we know whats worthwhile and what’s not? Well it’s always best to do your homework. Below are 8 things you may not have thought about doing online, but you can do them all online very easily and they could be a big help for your wallet! We hope so!

1. Get Access To Exclusive Merchandise, Deals, Freebies, Coupons, And Much More

Don’t you hate when you overpay for things, or miss out on something cool you didn’t even know about?

There’s a shopping site called VOICEDMarket.com where you can shop almost anything from getting a loan to auto insurance, to groceries and restaurants, to travel and hotels, and much much more.

It costs nothing to join, and your account dashboard will be updated weekly with personalized offers that might save you money. They’ll also alert you when the next big deal drops, usually pretty often and they could sell out quick.

Here’s how to get access:

• Sign up for free on the VOICED Market site entering your email and creating a password.
• Your account will be instantly created! Start browsing the site and your account dashboard personalized offers. It’s that easy.

Sign up now to VOICED Market.

2. Shop For The Best Rate On Up To $100,000 To Pay Off Your Debt

If your credit card company has their foot on your throat, it’s time to get that bill paid off so that you have more money to pay the mortgage. This company could give you up to $100,000 to pay your credit card debt or any other type of debt.

Credit card interest rates can be over 15%, but personal loan interest rates with Credible start at a much lower interest rate. Use your personal loan to pay off high-interest credit card debt today, and lower your monthly bills.

With a personal loan, you can replace your credit card’s ridiculous interest rate with a lower rate, wipe out your entire credit card bill, and start fresh with one monthly payment going forward.

And with Credible, getting a personal loan is a whole lot easier.

With a simple, 2 minute check, Credible will return up to 11 lending options at once. You can compare interest rates, find an option you like, and get your funds as soon as the very next day!

The money you’ll save by getting out of debt can be used to pay off your mortgage faster!

3. Help Protect Your Family By Leaving Them With Up To $2,000,000 By Shopping For Life Insurance Right Now (This Should Be A No Brainer & Can Be Done Online Right Now)

We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000 and may cost as little as the price of a few coffees each month.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

For around $1/day, you can get $250,000 in term coverage from Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

4. Shop For A Lower Interest Rate Using Your Home (Instead of Paying Sky High Credit Card Interest)

If you’re in need of cash to do something like pay off debt, make a home improvement or make any other kind of large purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.

5. Shop For A Top Financial Advisor To Help You Manage Your Money In A Couple Minutes (And Set You Up)

There is no better time to plan for your financial future and retirement than right now (especially with the current economy).

A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stock, or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, WiserAdvisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in many cases you’ll be offered a free consultation.

Nothing to lose, lots to potentially gain: Take a minute and check it out right now.

6. Get A Cash Offer For Your Home In 3 Minutes (Without A Real Estate Agent & All Online Now)

Thinking about upgrading or downsizing? Why wait. Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?

Offerpad could give you a competitive cash offer right now. Offerpad is only available in Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, Ohio, South Carolina, Tennessee, and Texas.

All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.

If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.

Find out what your home’s cash offer is in 3 minutes right now.

7. Get Up To $500k Cash From An Investor Who Wants To Invest In Your Home (This is not a loan and has no monthly payments!)

Your home is extremely valuable but it’s hard to access that value unless you sell or borrow against. Pulling cash out of your home could do things like help you pay off debt or fund home renovations. But depending on how you do it, it could also add extra debt while increasing your monthly payments or interest.

Unlock Technologies might be the solution you’ve been looking for. Unlock can invest in your home, giving you cash today, in exchange for a percentage share in your home’s future appreciation, allowing you to cash in on your home’s equity and take advantage of the home boom without needing to move. If you qualify, Unlock will give you up to $500k of your home’s value for a percentage ownership. Unlike a loan, there’s no interest, no monthly payments, and no debt.

Get your no obligation cash offer estimate in 3 steps taking less than 60 seconds:

1. Enter your address.
2. Enter some basic property information.
3. Instantly get your no obligation cash offer estimate, and then apply.

With interest rates rising. Unlock might be a great home equity loan alternative. So what’s the catch? There’s no catch, really. In exchange for its investment, Unlock will share in the profit or loss when you finally decide to sell your home and move out (up to 10 years later). If you decide you want to stay longer than 10 years, you can settle the agreement at the end of the term without moving out.

Get an estimate of how much cash you could get now in just 60 seconds. Find out if you qualify right here and apply. Just enter your address and some basic information to get your cash offer. In most cases, you can use the money however you’d like. Home improvements, retirement funds, tuition, debt elimination, it’s up to you.

8. Shop For A Mortgage or Mortgage Refinance With The Help Of A Specialist For Free

You might want to get a mortgage to buy a home, or you might want to refinance your mortgage for possible better terms for you. Whatever the case, figuring out the best options in todays mortgage market could be challenging.

That’s where OneTrust Home Loans could help you a ton. Choosing the right mortgage for your home financing situation depends on a variety of factors. Working with a mortgage lender like OneTrust Home Loans that offers a broad selection of mortgage programs is key.

OneTrust Home Loans offers a wide range of mortgage options, and one of their mortgage specialists from across the United States will be happy to show you available options as well as answer any of your questions over the phone.

You can schedule a free no obligation phone consultation with one of the OneTrust Home Loans mortgage specialists, just simply enter your name and phone number to learn more.