6 Moves For Parents With Kids To Keep Their Sanity

You likely know it’s hard and expensive, but also the most rewarding to be a parent.

It’s expensive to raise kids, but these 6 items below can help parents out!

1. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer & Can Be Done Online Right Now)

Luca Baini on Unsplash

We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.

The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.

Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000 and may cost as little as the price of a few coffees each month.

You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

For around $1/day, you can get $250,000 in term coverage from Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

2. Get A Top Financial Advisor To Help You Navigate The Financial Future & Manage Your Money

Shutterstock

There is no better time to plan for the financial future of your family than right now (especially with the current economy).

A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stock, or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in many cases you’ll be offered a free consultation.

Nothing to lose, lots to potentially gain: Take a minute and fill out the questionnaire out right now.

3. Find Out If You Could Lower Your Mortgage Payments Or Get Cash Out

Ksenia Balandina on Unsplash

If you own a home, your mortgage is likely your biggest expense, so wouldn’t it be nice if you could save on your existing mortgage or get better terms.

By refinancing your mortgage, you could potentially save thousands of dollars each year on your home payments and/or get better terms. You could also potentially get cash out with a cashout refi. A mortgage refinance just means you replace your current mortgage with a new mortgage that hopefully serves you better, and the folks at OneTrust Home Loans could help you figure out if it’s beneficial for you in a few minutes.

OneTrust Home Loans is a mortgage company that has mortgage specialists across the United States. It made the Inc. 5000 list of fastest growing companies.

Mortgage rates have been increasing for months. Unpredictability with today’s refinance rates means this might be the “last call” for lower payments for a while. Find out how much you could save today.

Here’s how to set up a free no obligation phone call with a mortgage specialist at OneTrust Home Loans:

• Enter your name, phone number, email and state your home is located, on this page, and you’re set!
• OneTrust Home Loans will send you information and schedule a call that works best on your time.

4. Get A Professional Financial Advisor To Look Over Your Retirement Plan For Free & Give You A Second Opinion

Unsplash+

You might think you’ve got retirement all figured out. But what if there are investment opportunities you don’t know about, or tax savings you’re not aware of?

A registered financial advisor could point these things out to you, and if you have a portfolio value of over $50,000 (it could be a combination of cash, stock, or other assets) this free service will instantly match you with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

There’s no obligation to sign up with anyone, so take advantage of the free consultation you can get to learn more. Maybe you’ll find a financial advisor you really like or at the very least you might learn something you didn’t know.

Just answer a few questions and instantly get matched now.

5. Use Your Home To Borrow Money At A Lower Interest Rate Than A Credit Card With This Move

Irene Rego on Unsplash

If you want cash to do something like pay off debt, make a home improvement or make any other kind of purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.

Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.

A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.

LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.