6 Moves 30 Year Olds Can Make From Their iPhone For Their Future
Time goes by in a blink of the eye, that’s why making smarter decisions today can pay off faster than we think.
Regardless of where you’re currently at, here’s a list of 6 top moves that has something almost anyone in their 30s could potentially benefit from! And you can make them from your iPhone right now.
1. Get A Top Financial Advisor To Help You Manage Your Money (And Set You Up)
There is no better time to plan for your financial future than right now (especially with the current economy).
A professional money manager/advisor could do wonders for your financial and retirement future. If you have a portfolio size of over $50,000 (it could be a combination of cash, stock, or other assets) getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.
These days, there are no-cost online services that make it easier than ever to find trustworthy financial advisers in your area. For example, Wiser Advisor. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.
The process only takes a few minutes, and in many cases you’ll be offered a free consultation.
Nothing to lose, lots to potentially gain: Take a minute and check it out right now.
2. Help Protect Your Family By Leaving Them With Up To $2,000,000 (This Should Be A No Brainer)
We hate to think about it, but who would make the mortgage or rent payments if something were to happen to you? One of the smartest moves you can make is to help protect your family’s financial future. Many people underestimate how much money is needed to provide for their families after they die. This is why life insurance is very important.
The older you are, the more expensive life insurance becomes. And because today is the youngest you’ll ever be, there’s no better time than today to get a life insurance policy.
Life insurance is made fast, easy, and affordable with Ethos, a company that lets you apply online in minutes without leaving your couch (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Coverage ranges from $100,000 – $2,000,000 and may cost as little as the price of a few coffees each month.
You’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.
For around $1/day, you can get $250,000 in term coverage through Ethos and term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes. You’ll simply have to answer a few health questions as part of the online application.
Get your free quote from Ethos today and help ensure your family’s financial future is secure.
*Sample quote based on 20 yr term for a 30 year old healthy non-smoking male.
3. Get A Cash Offer For Your Home In 3 Minutes (Without A Real Estate Agent)
Thinking about upgrading or downsizing? Why wait. Maybe you’re just curious about how much money you can get for your home or want to move. Whatever the reason, did you know there’s a way you could receive a cash offer within 24 hours without any broker/agent, or any showings?
Offerpad could give you a competitive cash offer right now. Offerpad is only available in Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Missouri, Nevada, North Carolina, and Texas.
All you need to do is fill in a 3-minute questionnaire. Just fill in some info and Offerpad will carefully evaluate your home with local market expertise.
If you choose to accept your offer, Offerpad will also provide you with free local moving to your next place. You can also pick your closing day, which could be in as little as 24 hours, or choose to extend your stay to live in your current home a little longer.
Find out what your home’s cash offer is in 3 minutes right now.
4. Find Out If You Could Save Big Money, Get Cash or Get Better Terms On Your Mortgage
If you own a home, your mortgage is likely your biggest expense, so wouldn’t it be nice if you could save on your existing mortgage or get better terms.
By refinancing your mortgage, you could potentially save thousands of dollars each year on your home payments and/or get better terms. You could also potentially get cash out with a cashout refi. A mortgage refinance just means you replace your current mortgage with a new mortgage that hopefully serves you better, and the folks at OneTrust Home Loans could help you figure out if it’s beneficial for you in a few minutes.
OneTrust Home Loans is a mortgage company that has mortgage specialists across the United States. It made the Inc. 5000 list of fastest growing companies.
Mortgage rates have been increasing for months. Unpredictability with today’s refinance rates means this might be the “last call” for lower payments for a while. Find out how much you could save today.
Here’s how to set up a free no obligation phone call with a mortgage specialist at OneTrust Home Loans:
- Enter your name, phone number, email and state your home is located, on this page, and you’re set!
- OneTrust Home Loans will send you information and schedule a call that works best on your time.
5. Use Your Home To Borrow Money At A Lower Interest Rate Than A Credit Card With This Move
If you want cash to do something like pay off debt, make a home improvement or make any other kind of purchase, you could use your home to take out a lower interest home equity loan instead of using a high interest credit card or other higher interest loan. You could use the cash for virtually anything you want and potentially save lots of money in interest payments.
Check your rates now right here with LendingTree in under 2 minutes by answering a few questions and find out how much cash you might be able to get.
A home equity loan allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral you usually can get much better interest rates than other loans or using a credit card. You receive the money from a home equity loan as a lump sum, and you pay back the loan in monthly payments.
LendingTree is an online marketplace that could help you get a large sum of cash against the equity in your home quickly. It has been finding top loan options for Americans for more than 20 years.
6. Shop This Money Marketplace For Anything You Might Need
From personal loans to homeowners insurance, and everything in between, the money marketplace on VOICED Market could be very helpful.
Just click here and browse the different categories to find different top companies from everything from free quotes to free rates. Find out what could save you money.