10 Powerful Early Retirement Moves For People In Their 50s

It’s time to make some big money moves.

Here are 10 to choose from.

1. Protect Your Family With Up To A 3,000,000 Life Insurance Policy (This Is A Must & As Low As $1 A Day!)

What would happen if something were to happen to you? If there’s one thing on your list of things to do today, do this. An extra $3,000,000 (or whatever coverage you choose) could go a very long way for your family.

The reality is the longer you wait to get life insurance, the more expensive it becomes. That’s because prices go up as you age. It’s best to lock in a low rate in your 30s as soon as possible. It’s also best to get higher coverage than you think you need, because people underestimate how much cash their family actually would need.

Life insurance is made fast, easy, and entirely online with the #1 online life insurance provider Ethos, a company that lets you apply in minutes (no medical exams, no blood tests) and get personalized term life insurance offers based on your family’s needs. Get up to $3,000,000 in coverage. Don’t put this off until tomorrow, because you might forget about it before it becomes too late.

With Ethos, you’ll simply answer a few health questions as part of the online application. Ethos has helped protect over 100,000 families and has provided over $34 billion in coverage.

Coverage is affordable through Ethos, term life insurance policies go higher or lower depending on factors like age, health and coverage amount, you can complete the company’s application in 5 minutes right now.

Get your free quote from Ethos today and help ensure your family’s financial future is secure.

Take A Chance And Invest In Early Stage Companies With As Little As $100

If you like the risk reward ratio of investing in potentially game changing startups, then this is your opportunity to gain access and become an early investor before the crowd.

Now’s your shot to take a chance with VOICED Media, the company behind the super app named VOICED. Think of the app as if Twitter and blogging platform Medium had a baby and also had a marketplace. It’s where people can publish, connect, shop, sell, and more. Launched on iOS, Android, and the web. Thousands of registered users already. Owned by VOICED Media, a company with $5,000,000 lifetime revenue, 29,000,000 lifetime site visits across its network, 150+ advertisers.

Massive Market Potential: VOICED is targeting sectors projected to be worth $7.5 trillion by 2030. Even a small share of that is a big deal.

You can invest early and with as little as $100 in a few minutes online. Head to VOICED Media’s investment page on Netcapital and click the invest button to create your free account. Choose how much you want to invest (minimum $100). Enter basic info and payment method — done!

You can view your investment in your Netcapital dashboard, receive updates there, and more. Click right here to get in!

This Reg CF offering is made available through Netcapital. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment.

2. Get Up to $5,000,000 In Funding To Grow Your Business (Must Have Over $50,000 In Annual Revenue & Have Been In Business At Least 1 Year)

Think you could make use of more cash for working capital and payroll, expansion, purchasing inventory or equipment, acquisitions, or something else? Most businesses can make use of extra funding to grow and make more money.

Check how much cash you can get with a few clicks on the Fundera website right now. Just enter some basic info about your company.

Over 85,000 companies have secured more than $2.5 billion through Fundera.

The Fundera service is free to use. Fundera will show you pre-approved offers from up to 20 funding options up to $5,000,000 in 2 minutes.

Find out right now how much funding Fundera might get your business.

3. Don’t Limit Investing To Stocks And Bonds: Invest In Assets Like Real Estate, Gold, Cryptocurrency Tax Free

One of the smartest retirement moves you can make is opening a self-directed IRA, which allows you to diversify far beyond traditional stocks and bonds. With a self-directed IRA through IRA Financial, you gain access to a broad range of alternative investments like real estate, precious metals, private equity, cryptocurrency, and more—all within a tax-advantaged account. This kind of diversification not only helps protect your retirement from market volatility but also gives you the freedom to invest in assets you know and trust.

IRA Financial provides a simple, transparent flat-fee structure with no hidden charges—an attractive feature for investors looking to maximize returns and minimize costs.

Since 2010, IRA Financial has helped more than 25,000 clients grow their retirement portfolios while keeping more of their money through tax-advantaged strategies. Their reputation is backed by top-tier recognition, including being named among the best self-directed IRAs of 2024 by Bankrate and Forbes Advisor. Whether you’re an experienced investor or just exploring alternatives, a self-directed IRA could be the move that brings greater control and growth potential to your retirement plan.

Open your self directed IRA right now right here in a few minutes online.

4. Get Up To $250,000 Cash From Your Home Equity, Without Moving (Not available in Georgia, Massachusetts, Minnesota, New York, Texas)

If you’re in need of cash to do something like consolidating debt, making an improvement to your home or making a large purchase, you could use your home to get a home equity line of credit instead of using a high interest credit card or other higher interest loans. You could use the cash for almost anything and potentially save money in interest payments.

Check your rates now right here with Upstart in minutes and find out how much cash you might be able to receive (loans range from $26,000 – $250,000*).

A home equity line of credit allows you to borrow money using the equity in your home as collateral. Because you’re using your home as collateral, a home equity line of credit will usually provide you with better interest rates than unsecured loans or credit cards. You can borrow money from your home equity line of credit as needed up to your credit limit, and pay it back in monthly payments.

Upstart could help you get the cash you need quickly using a home equity line of credit. Check right here.

*Upstart Mortgage offers HELOCs from $26K-$250K. The exact amount you may borrow depends on what you qualify for based on your application information.
All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873.

5. Join The New Social Platform Where Your Voice Matters

In your 50s you probably have lots of wisdom and important things to say, and one of the best ways to build longevity is to connect and share your thoughts with other people. Join the new social media platform VOICED where your voice really matters.

Tired of places like Twitter and other social platforms? Want to join the place where your voice matters?

Now there’s the newly launched VOICED app — a social platform where people like you can publish articles and short posts, connect with other voices, shop the marketplace, and sell in the marketplace, in a trusted, all-in-one experience on the VOICED app.

Every VOICED account confirms their phone and email, and has small one-time activation fee. You can activate your account now for just $1.00 (that’s 80% off as a launch promo special). Because VOICED has this activation it means real users. Real content. Real commerce. And that makes it the best place for real authentic platform anywhere, not a bunch of fake bots like other social platforms.

VOICED is for real humans. The place for your authentic voice to be shared. Due to the limited capacity at this time, VOICED may delete accounts that do not activate.

And it isn’t just another app — it’s a new kind of infrastructure for independent voices, and independent business.

Thousands of people have now joined the newly launched VOICED.

You’re what makes VOICED great. Get in early and join the community.

Click the link right here to download the app.

6. Get The Free Banking & Accounting Software Built For Freelancers, People With Side Hustles, And Business Owners

Managing your finances can be a big task when you are your own boss. Fortunately, there’s a company that has built an all-in-one banking solution for the self-employed. Found offers an online bank account, along with bookkeeping, taxes, and other financial tools, to help self-employed individuals grow their businesses. It’s free to sign up, with no credit check, no minimum balance, and no required monthly fees. Deposits are insured up to $250K through their banking partner, Piermont Bank.

• Business bank account, debit card, no credit check, no minimum balance, and no required monthly fees. Free to sign up.
• Banking, taxes, bookkeeping – all in one place
• Real-time expense tracking and categorization with easy receipt capture
• Simplify tax season with automated tax saving, write-off tracking, and the option to pay taxes directly from Found (Schedule C filers only)
• Customize and send professional invoices in seconds for free
• Integrates with popular business apps, including Quickbooks, PayPal, and Stripe
• Sign up in minutes. No credit check. No minimum balance and no required monthly fees.

Ready to take your self employed banking to the next level? Sign up for an account here for free in under 5 minutes.

Disclaimer: Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. Found’s core features are free. Found also offers an optional paid product, Found Plus for $19.99 / month or $149.99 / year.

7. Earn $1,000 or more a month watching TV and Playing Games

Lots of companies let you earn money for watching tv, testing apps, playing games and taking surveys. But FreeCash is top notch.

They list thousands of offers from companies with most taking only around 5-10 minutes to complete. Ready to swap a little spare time for extra money?

Take a sec and check it out right here!

8. Ask this company to help reduce your credit card debt

Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.

If you’ve got a problem, the sooner you deal with it, the better.

If you have over $10,000 in debt, National Debt Relief is one of the most respected providers of debt relief in the U.S.

They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.

You simply fill out a form on the company website, then a certified debt specialist will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.

National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?

Don’t wait another minute. Check them out right now.

9. Don’t pay to fix your car

The cost of car repairs is skyrocketing. One unexpected repair can costs thousands.

Typically, a vehicle manufacturer warranty lasts three years. Yet the average car is around 12 years old. If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with Endurance Warranty Services.

The company provides extended warranty plans of up to 36 months. Choose from at least six different plans, to get only the coverage you actually need, for cars up to 20 years old.

All their warranties include 24/7 roadside assistance plus rental car benefits while your vehicle is being repaired. For the first year, you’ll get the Elite Benefits program for free; this includes complete tire coverage, key fob replacement, a collision discount and a $1,000 payment if your car is determined to be a total loss.

Endurance has a network of thousands of ASE-certified repair shops. More important: Endurance pays the repair bill upfront. All you need to cover is the deductible.

Take a minute and get a quote right here.

10. Get Matched With A Top Financial Advisor With Ease (Not Just For The Super Rich)

If you have over $50,000 in your portfolio (it could be cash, stocks, bonds, or combination of all 3), then proceed to take the free retirement quiz and get matched with up to 3 financial advisors.

This quick and easy tool from SmartAsset helps you connect with vetted fiduciary advisors and get a free, no-obligation consultation. Whether you’re nearing retirement or just starting to plan, expert guidance can make a big difference.

Managing a portfolio over six figures comes with real responsibility—and real opportunity. From optimizing your tax strategy to balancing growth and income needs, a professional advisor can help you make informed decisions that support your goals. The SmartAsset quiz takes just a few minutes and asks a few key questions about your financial situation, timeline, and preferences. Based on your answers, it matches you with advisors who are well-suited to guide your retirement planning.

There’s no cost to get matched or take the quiz, and the consultation with each advisor is completely free. This is your chance to gain clarity and confidence about your financial future—without pressure or obligation. Ready to take the next step toward retirement security? Click the right here and take the free quiz to get matched with up to 3 fiduciary financial advisors today.