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Life Insurance

3 Top Life Insurance Companies Of 2024

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Ethos Life Insurance
  • Ethos does not require a medical exam for term life policies with coverage up to $2 million.
  • Ages 20-60 can apply for term life insurance.
  • Coverage: $100,000-$2,000,000
  • Instant online approvals.
  • Ethos has provided over $65 billion in coverage to more than 200,000 families.
  • Ethos life insurance is currently available in all states except New York.
Ladder Life Insurance
  • Ladder offers term life insurance to people between the ages of 20 and 60.
  • Coverage: $100,000 – $8,000,000
  • Instant approval in many cases.
  • Medical exams not required if you are applying for coverage up to $3 million, just some health questions are asked.
  • Through “laddering,” policy holders can decrease or apply to increase their coverage during their term as needed.
  • Ladder has provided more than $56 billion in coverage to customers.
  • Life insurance through Ladder is currently available across all 50 states and Washington, D.C.

Fabric by Gerber Life (Life Insurance)
  • Fabric by Gerber Life offers term life policies in 10, 15, 20, 25, and 30 year periods.
  • Must be between the ages of 21 and 70 to apply.
  • Coverage: $100,000 – $5,000,000
  • Could get an instant decision without a medical exam.
  • Fabric is available in all states except California, and New York.